Minimum Deposit
Min ₹1,000 (in multiples of ₹100)
Maximum Deposit
Max ₹2,000,000
Scheme Tenure
2 Years Fixed Maturity
Tax Status
Taxable (No TDS)
Official Rules & Key Features
- High Return: 7.5% p.a. interest compounded quarterly.
- Short Tenure: 2-year fixed maturity term.
- Partial Withdrawal: Up to 40% of balance allowed after 1 year.
- Maximum Limit: Up to ₹2 Lakh cumulative limit across all MSSC accounts.
- Sovereign Security: 100% government guaranteed.
Eligibility & Who Can Open Account
- Woman in her own name.
- Guardian on behalf of a minor girl child.
Taxation Rules
Interest earned is taxable according to tax slab. No TDS deducted.
Premature Closure
Premature closure allowed after 6 months at 5.5% p.a. interest rate.
Required KYC & Verification Documents
Aadhaar, PAN, address proof, photos.
Calculate Returns
Estimate exact maturity yield, monthly interest payout, or premium quotes for Mahila Samman Savings Certificate (MSSC).
Open Scheme Calculator