Minimum Deposit
Sum Assured: ₹20,000 to ₹50 Lakh
Maximum Deposit
Max Sum Assured: ₹50 Lakh
Scheme Tenure
5 Years to 20 Years Term
Tax Status
Sec 80C & Sec 10(10D)
Official Rules & Key Features
- Dual Life Cover: Insurance cover for both husband and wife under single premium.
- Death Payout: Full Sum Assured plus bonus paid on death of either spouse during term.
- Loan Facility: Available after 3 policy years.
Eligibility & Who Can Open Account
- Either husband or wife eligible for PLI.
- Spouse age between 18 and 45 years.
Taxation Rules
Section 80C tax deduction for premiums paid. 100% tax-free claim payouts.
Premature Closure
Allowed after 3 years.
Required KYC & Verification Documents
Both spouses Aadhaar, PAN, Marriage Certificate.
Calculate Returns
Estimate exact maturity yield, monthly interest payout, or premium quotes for PLI Yugal Suraksha (Joint Life Assurance).
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