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Rural Postal Life Insurance (RPLI) Sovereign Guarantee

Gram Priya (10-Year Rural Money Back)

Gram Priya is a short 10-year rural money-back policy offering cash returns at 4th yr (20%), 7th yr (20%), and 10th yr (60% + full bonus).

10-Yr Money-Back Bonus
₹45 per ₹1,000 SA / year
Sec 80C & Sec 10(10D)
Minimum Deposit Sum Assured: ₹10,000 to ₹10 Lakh
Maximum Deposit Max Sum Assured: ₹10 Lakh
Scheme Tenure 10 Years Fixed Term
Tax Status Sec 80C & Sec 10(10D)

Official Rules & Key Features

  • Short 10-year term
  • 3 survival money-back payouts
  • Full life cover.

Eligibility & Who Can Open Account

  • Rural residents aged 19 to 45 years.

Taxation Rules

Tax-Free payouts under Section 10(10D).

Premature Closure

Surrender after 3 years.

Required KYC & Verification Documents

Aadhaar, Rural proof.

Calculate Returns

Estimate exact maturity yield, monthly interest payout, or premium quotes for Gram Priya (10-Year Rural Money Back).

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Official Application Forms

RPLI Proposal Form

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