Minimum Deposit
Sum Assured: ₹10,000 to ₹10 Lakh
Maximum Deposit
Max Sum Assured: ₹10 Lakh
Scheme Tenure
Maturity at Age 35, 40, 50, 55, 58, 60
Tax Status
Sec 80C & Sec 10(10D)
Official Rules & Key Features
- Bonus Rate: ₹48 per ₹1,000 Sum Assured per annum.
- Loan Facility: Available after 3 policy years.
- Surrender: Permitted after 3 policy years.
Eligibility & Who Can Open Account
- All rural residents aged 19 to 55 years.
Taxation Rules
Sec 80C rebate and tax-free maturity u/s 10(10D).
Premature Closure
Allowed after 3 years.
Required KYC & Verification Documents
Aadhaar, PAN, Gram Panchayat Address proof.
Calculate Returns
Estimate exact maturity yield, monthly interest payout, or premium quotes for Gram Santosh (Rural Endowment Assurance).
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