Minimum Deposit
Sum Assured: ₹10,000 to ₹10 Lakh
Maximum Deposit
Max Sum Assured: ₹10 Lakh
Scheme Tenure
15 & 20-Year Terms
Tax Status
Sec 80C & Sec 10(10D)
Official Rules & Key Features
- Periodic cash back returns
- Full sum assured death cover
- Surrender after 3 yrs.
Eligibility & Who Can Open Account
- Rural residents aged 19 to 45 years.
Taxation Rules
100% Tax-Free payouts under Section 10(10D).
Premature Closure
Surrender after 3 years.
Required KYC & Verification Documents
Aadhaar, Rural address certificate.
Calculate Returns
Estimate exact maturity yield, monthly interest payout, or premium quotes for Gram Sumangal (Rural Money-Back AEA).
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