Minimum Deposit
Sum Assured: ₹10,000 to ₹10 Lakh
Maximum Deposit
Max Sum Assured: ₹10 Lakh
Scheme Tenure
Life Cover up to Age 80
Tax Status
Sec 80C & Sec 10(10D)
Official Rules & Key Features
- High Bonus Rate: ₹60 per ₹1,000 Sum Assured per annum.
- Sum Assured Range: ₹10,000 to ₹10,000,000.
- Loan Facility: Available after 4 years.
- Surrender: Allowed after 3 years.
Eligibility & Who Can Open Account
- All residents of Rural India aged 19 to 55 years.
Taxation Rules
Sec 80C tax deduction and Sec 10(10D) tax-free payouts.
Premature Closure
Allowed after 3 years.
Required KYC & Verification Documents
Aadhaar, Gram Panchayat Address Certificate, Age proof.
Calculate Returns
Estimate exact maturity yield, monthly interest payout, or premium quotes for Gram Suraksha (Rural Whole Life Assurance).
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