Minimum Deposit
Sum Assured: ₹10,000 to ₹10 Lakh
Maximum Deposit
Max Sum Assured: ₹10 Lakh
Scheme Tenure
Convertible at 5 Years
Tax Status
Sec 80C & Sec 10(10D)
Official Rules & Key Features
- Conversion option at 5 years
- High rural bonus ₹60/1K SA
- Loan after 4 years.
Eligibility & Who Can Open Account
- Rural residents aged 19 to 45 years.
Taxation Rules
Sec 80C deduction and 10(10D) tax-free status.
Premature Closure
Allowed after 3 years.
Required KYC & Verification Documents
Aadhaar, Rural proof.
Calculate Returns
Estimate exact maturity yield, monthly interest payout, or premium quotes for Gram Suvidha (Rural Convertible Whole Life).
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